UK · IR35 tools

A clearer alternative to HMRC's CEST tool

HMRC's Check Employment Status for Tax (CEST) tool is the official way to test IR35 status — but it's famously blunt. It often returns “Undetermined”, ignores mutuality of obligation, and gives little plain-English explanation. Our IR35 status checker is built to be the friendlier companion: it always gives you a direction, explains why, and shows what each outcome does to your take-home pay.

What CEST does well — and where it falls short

CEST has real advantages: it's free, it's official, and HMRC says it will stand by the result if your answers are accurate and reflect reality. For a clear-cut contract, that's reassuring. But contractors and accountants have long flagged its weaknesses:

  • “Undetermined” results. A significant share of assessments come back inconclusive, leaving you no better off.
  • It downplays mutuality of obligation (MOO). CEST largely assumes MOO exists, even though it's one of the three pillars the courts actually weigh.
  • Little explanation. You get an outcome, not an education — so you can't easily see which answers drove it.
  • No financial picture. CEST tells you a status, never what inside vs outside means for your pay.

How our IR35 status checker differs

FeatureHMRC CESTOur checker
Always gives a directionOften “Undetermined”Yes — inside / borderline / outside
Weighs mutuality of obligationLimitedYes, as a core test
Plain-English explanationMinimalExplains the “why”
Shows take-home impactNoInside vs outside, side by side
2026 small-company rulesNot built inBuilt-in branch
Official / legal standingYes (HMRC)Indicative only

Use both — here's the smart workflow

These tools aren't rivals; they're better together. Use our checker first to understand your position in plain English and see the money at stake. Then, for a contract you intend to rely on, run CEST too and keep the result, because it carries HMRC's backing when your answers are accurate. For anything borderline or high-value, get a professional contract review as well — no automated tool replaces a specialist reading your actual working practices.

Important: our checker gives an indication, not a Status Determination Statement, and has no legal standing. CEST is the official tool. See our disclaimer.

Try the clearer checker

Answer six questions, get a plain-English IR35 verdict, and see your inside-vs-outside take-home for 2026/27 — free, no sign-up.

Open the IR35 status checker

General guidance only, not financial or legal advice. CEST is provided by HMRC; we are not affiliated with HMRC. See our disclaimer.