United States · Tax year 2026 · Rideshare
Uber Tax Calculator
Estimate your 2026 rideshare taxes in seconds. Enter your fares and business miles to see your mileage deduction, self-employment tax, income tax, and a weekly amount to set aside. Works for Uber and Lyft.
Set aside for taxes
$0
0% of your gross income
Per week
$0
Use your total online miles, not just on-trip miles. Uber's Tax Summary only logs miles with a passenger, but you can deduct every business mile — including time spent waiting and driving to pickups. Track them and your deduction grows. Estimates only; see our disclaimer and methodology.
How Uber and Lyft taxes work
Rideshare drivers are independent contractors. Uber doesn't withhold tax, so you're responsible for two federal taxes on your net profit:
- Self-employment tax (15.3%) — Social Security and Medicare on 92.35% of net profit. Our self-employment tax calculator explains this step by step.
- Federal income tax — at your bracket, after the standard deduction and your business write-offs.
Start from gross fares, then deduct
A common mistake is starting from your payout. Instead, begin with gross fares (what riders paid) and deduct Uber's service fees and commission as a business expense, then your mileage and other costs. Your annual Uber Tax Summary shows gross fares, fees and on-trip mileage — a helpful starting point.
Mileage: the deduction that drives the bill down
At 72.5 cents per mile for 2026, rideshare's high mileage is a powerful deduction. Crucially, you can deduct all your business miles — not just miles with a passenger. Driving to a pickup and cruising online waiting for requests both count; only your pre-shift commute from home doesn't. A driver logging 28,000 business miles deducts $20,300 before any other expense.
Example
$35,000 in fares, 28,000 business miles:
- Mileage deduction: 28,000 × $0.725 = $20,300
- Net profit: $35,000 − $20,300 = $14,700
- Self-employment tax: ≈ $2,077
- Plus a modest income tax depending on other household income
Quarterly estimated taxes
If you'll owe $1,000 or more, the IRS wants quarterly estimated payments (generally April 15, June 15, September 15, January 15). The simplest system: move your set-aside percentage into a separate account every week, as shown in our guide on how much to set aside for 1099 taxes.
Frequently asked questions
How much should an Uber driver set aside for taxes?
A common rule is 20–30% of net earnings, but rideshare drivers rack up a lot of miles, and the mileage deduction (72.5¢/mile in 2026) often slashes taxable profit well below gross fares. The calculator above gives a number based on your own miles and income.
Which miles can I deduct as an Uber driver?
You can deduct all your business miles — not just miles with a passenger. That includes driving to a pickup, waiting/cruising while online for requests, and returning from drop-offs. Commuting from home before you go online is generally not deductible. Your Uber Tax Summary shows on-trip miles, but your own log of total online miles is usually higher and fully deductible.
What tax forms does Uber send?
You may receive a 1099-K (for passenger payments processed through Uber) and/or a 1099-NEC (for incentives, referrals and bonuses). Uber also provides an annual Tax Summary that breaks down gross fares, fees and on-trip mileage — useful, but report your total business mileage from your own records.
Does Uber take taxes out of my pay?
No. Uber classifies drivers as independent contractors, so no tax is withheld. You handle self-employment tax and income tax yourself, typically via quarterly estimated payments.
Can I deduct Uber's service fees?
Yes. The commission and service fees Uber takes are a business expense. Make sure you're starting from your gross fares (what the rider paid) and then deducting Uber's fees, rather than only counting your net payout — your Tax Summary shows both figures.
Estimates based on 2026 federal figures. Not affiliated with Uber or Lyft. Not tax advice and excludes state taxes and many credits — confirm with the IRS or a tax professional. See our disclaimer.